Capital management

Capital is a powerful measure for stakeholders. We can help you meet your regulatory capital management needs.

From a regulatory perspective, evolving capital requirements are having dramatic effects on traditional banking organizations and are now starting to impact non-bank financial services companies. Capital reform has far-reaching implications throughout an organization, requiring cross-functional collaboration and involving significant commitment from business lines, corporate functions, risk management, the board of directors, and affected employees.

Because capital management is first and foremost a business process, capital reform will ultimately create a paradigm shift for many banking organizations as they reevaluate business models, core product and service offerings, and revenue sources.

KPMG’s Capital Management practice offers a full complement of services to meet broad and complex regulatory capital management needs. Our flexible capital management solutions and professionals with deep knowledge in regulatory, technical, and tax issues can accommodate your diverse capital objectives and constituencies. We are well-positioned to assist you throughout the capital management lifecycle, so that you can embrace capital reform as a strategic imperative that goes beyond a compliance exercise.

Our core capital management services include:

  • Capital stress testing (CCAR / DFAST)
  • Capital & balance sheet optimization
  • CFO attestation
  • Capital planning, including Internal Capital Adequacy Assessment Process (ICAAP) framework development and enhancement
  • Regulatory reporting

We have developed a number of tactical technology solutions for each of the above processes that will enhance accuracy and efficiency of operation, reduce costs, and ultimately increase the value and benefit of each.