Washington Report 360 | April 30, 2021

CFPB delayed a compliance date; FHFA new refinancing option for low-income families; HUD withdrew amendments to the Equal Access Rule

Amy S. Matsuo

Amy S. Matsuo

Regulatory and ESG Insights Leader, KPMG US

+1 919-664-7100

Key Highlights

  • CFPB is delaying the mandatory effective compliance date for its General Qualified Mortgage rule by 15 months to address credit impacts for consumers economically impacted by COVID-19.
  • FHFA is implementing a new refinance option for certain low-income families with mortgages backed by Fannie Mae or Freddie Mac.
  • HUD is withdrawing proposed amendments to the Equal Access Rule with the objective of preserving access to housing and other services regardless of gender identity.

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